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Indian Tribal Land Acquisition Loan Program

What It Is

The Indian Tribal Land Acquisition Loan Program, administered by the Farm Service Agency (FSA), is designed to assist federally recognized Indian tribes in the acquisition of lands within their reservation boundaries. These loans enable tribes to consolidate their land holdings, promote sustainable agricultural production, and support economic development within their communities. By facilitating the purchase of tribal lands, the program helps preserve tribal heritage and sovereignty.

Who Is Eligible

Eligible applicants include federally recognized Indian tribes seeking to purchase land within their reservation boundaries. Tribes must demonstrate the ability to repay the loan and provide a comprehensive plan for the use of the land to promote agricultural production or other economic development activities.

How To Apply

To apply for the Indian Tribal Land Acquisition Loan Program, tribes must submit a loan application to their local FSA office. The application process includes providing documentation of the land to be purchased, a detailed plan for the land's use, and evidence of the tribe's ability to repay the loan. Detailed enrollment instructions and deadlines are available through the local FSA office.

How It Works

Program Features

  • Loan Purposes: Funds can be used to purchase land within the reservation, promote agricultural activities, and support economic development projects.
  • Loan Amounts: There is no specified maximum loan amount; the amount is based on the tribe's financial needs and repayment ability.
  • Interest Rates: Competitive interest rates set by the FSA, generally lower than conventional loans.
  • Repayment Terms: Up to 30 years, with the possibility of annual installments.