USDA Announces Availability of Low-Interest Physical Loss Loans for Producers Affected by Natural Disasters

Physical loss loans through the United States Department of Agriculture’s (USDA) Farm Service Agency (FSA) can help producers repair or replace damaged or destroyed physical property essential to the success of the agricultural operation, including livestock losses. Examples of property commonly affected include essential farm buildings, fixtures to real estate, equipment, livestock, perennial crops, fruit and nut bearing trees, and harvested or stored crops and hay. 

Impacted Area: Kentucky, North Carolina, Tennessee, Virginia and West Virginia

Triggering Disaster: Hurricane Helene that occurred Sept. 27, 2024, through Sept. 30, 2024 

Application Deadline: June 3, 2025 

Primary Counties Eligible:

Virginia: Albemarle, Alleghany, Augusta, Bath, Bedford, Bland, Botetourt, Buchanan, Carroll, Craig, Dickenson, Floyd, Franklin, Giles, Grayson, Greene, Lee, Madison, Montgomery, Nelson, Page, Patrick, Pittsylvania, Pulaski, Roanoke, Rockingham, Russell, Scott, Smyth, Tazewell, Washington, Wise and Wythe 

Contiguous Counties Also Eligible:

Virginia: Amherst, Appomattox, Buckingham, Campbell, Culpeper, Fluvanna, Halifax, Henry, Highland, Louisa, Orange, Rappahannock, Rockbridge, Shenandoah, Warren, Bristol, Charlottesville, Covington, Danville, Galax, Harrisonburg, Lynchburg, Norton, Radford, Roanoke, Salem, Staunton and Waynesboro

Kentucky: Bell, Harlan, Letcher and Pike

North Carolina: Alleghany, Ashe, Caswell, Rockingham, Stokes and Surry

Tennessee: Claiborne, Hancock, Hawkins, Johnson and Sullivan

West Virginia: Greenbrier, Hardy, McDowell, Mercer, Mingo, Monroe, Pendleton, Pocahontas and Summers 

More Resources 

On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local  USDA Service Center.